Call reports 2023
TOMPKINS COMMUNITY BANK — 2023
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 7,605,947,000 | 7,590,376,000 | 7,657,010,000 | 7,773,612,000 |
| Total loans | 5,273,671,000 | 5,352,366,000 | 5,434,860,000 | 5,605,935,000 |
| Allowance for loan losses | 46,099,000 | 48,545,000 | 49,336,000 | 51,584,000 |
| Securities available for sale | 1,585,854,000 | 1,468,003,000 | 1,388,510,000 | 1,416,650,000 |
| Securities held to maturity | 312,357,000 | 312,369,000 | 312,385,000 | 312,401,000 |
| Trading assets | 0 | 0 | 47,000 | 1,610,000 |
| Total deposits | 6,556,164,000 | 6,503,049,000 | 6,663,153,000 | 6,423,759,000 |
| Interest-bearing deposits | 4,508,517,000 | 4,438,903,000 | 4,669,493,000 | 4,491,982,000 |
| Noninterest-bearing deposits | 2,047,647,000 | 2,064,146,000 | 1,993,660,000 | 1,931,777,000 |
| Equity capital | 571,422,000 | 561,295,000 | 547,377,000 | 607,233,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 69,238,000 | 141,108,000 | 216,573,000 | 297,359,000 |
| Interest expense | 14,993,000 | 34,968,000 | 59,421,000 | 87,849,000 |
| Net interest income | 54,245,000 | 106,140,000 | 157,152,000 | 209,510,000 |
| Noninterest income | 13,843,000 | 27,726,000 | 40,396,000 | 54,530,000 |
| Noninterest expense | 42,839,000 | 87,074,000 | 129,679,000 | 173,887,000 |
| Provision for loan losses | -1,181,000 | 1,239,000 | 2,207,000 | 4,865,000 |
| Pretax income | 26,089,000 | 38,313,000 | -4,729,000 | 15,840,000 |
| Income tax | 6,073,000 | 8,181,000 | -3,302,000 | 3,174,000 |
| Net income | 19,985,000 | 30,070,000 | -1,520,000 | 12,542,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 692,487,000 | 690,055,000 | 656,668,000 | 666,030,000 |
| Total capital | 743,181,000 | 743,060,000 | 710,677,000 | 721,296,000 |
| Risk-weighted assets | 5,411,654,000 | 5,444,775,000 | 5,542,775,000 | 5,632,732,000 |