Call reports 2022
TOMPKINS COMMUNITY BANK — 2022
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 7,842,153,000 | 7,794,247,000 | 7,732,883,000 | 7,630,619,000 |
| Total loans | 5,063,452,000 | 5,162,503,000 | 5,208,436,000 | 5,268,911,000 |
| Allowance for loan losses | 42,126,000 | 43,793,000 | 44,772,000 | 45,934,000 |
| Securities available for sale | 1,973,875,000 | 1,884,542,000 | 1,734,024,000 | 1,594,968,000 |
| Securities held to maturity | 303,525,000 | 312,315,000 | 312,329,000 | 312,343,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 7,047,649,000 | 6,802,968,000 | 6,974,452,000 | 6,644,383,000 |
| Interest-bearing deposits | 4,888,432,000 | 4,570,902,000 | 4,685,451,000 | 4,461,236,000 |
| Noninterest-bearing deposits | 2,159,218,000 | 2,232,066,000 | 2,289,001,000 | 2,183,147,000 |
| Equity capital | 586,887,000 | 553,323,000 | 498,658,000 | 544,072,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 59,162,000 | 120,100,000 | 183,754,000 | 251,257,000 |
| Interest expense | 2,563,000 | 5,255,000 | 10,815,000 | 21,048,000 |
| Net interest income | 56,599,000 | 114,845,000 | 172,939,000 | 230,209,000 |
| Noninterest income | 12,780,000 | 25,750,000 | 38,606,000 | 52,706,000 |
| Noninterest expense | 40,409,000 | 82,438,000 | 125,525,000 | 168,545,000 |
| Provision for loan losses | -733,000 | 46,000 | 1,147,000 | 2,499,000 |
| Pretax income | 29,443,000 | 57,738,000 | 84,449,000 | 111,727,000 |
| Income tax | 6,974,000 | 13,732,000 | 20,058,000 | 24,908,000 |
| Net income | 22,438,000 | 43,943,000 | 64,297,000 | 86,693,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 654,063,000 | 663,612,000 | 673,280,000 | 685,956,000 |
| Total capital | 700,353,000 | 711,675,000 | 722,309,000 | 736,098,000 |
| Risk-weighted assets | 5,219,056,000 | 5,365,898,000 | 5,391,571,000 | 5,407,553,000 |