Call reports 2021
TOMPKINS COMMUNITY BANK — 2021
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,516,116,000 | 2,490,747,000 | 2,478,349,000 | 2,453,893,000 |
| Total loans | 1,509,817,000 | 1,498,951,000 | 1,485,014,000 | 1,440,216,000 |
| Allowance for loan losses | 14,176,000 | 13,706,000 | 13,187,000 | 11,822,000 |
| Securities available for sale | 749,309,000 | 743,608,000 | 742,516,000 | 748,541,000 |
| Securities held to maturity | 0 | 22,040,000 | 68,685,000 | 78,405,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,196,045,000 | 2,149,486,000 | 2,144,402,000 | 2,112,348,000 |
| Interest-bearing deposits | 1,633,795,000 | 1,558,979,000 | 1,546,642,000 | 1,524,464,000 |
| Noninterest-bearing deposits | 562,251,000 | 590,507,000 | 597,760,000 | 587,884,000 |
| Equity capital | 158,997,000 | 162,749,000 | 165,436,000 | 170,646,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 17,219,000 | 34,564,000 | 52,113,000 | 69,538,000 |
| Interest expense | 1,171,000 | 2,261,000 | 3,240,000 | 4,070,000 |
| Net interest income | 16,048,000 | 32,303,000 | 48,873,000 | 65,468,000 |
| Noninterest income | 17,769,000 | 36,084,000 | 55,005,000 | 74,028,000 |
| Noninterest expense | 22,376,000 | 46,313,000 | 69,978,000 | 93,707,000 |
| Provision for loan losses | -614,000 | -1,622,000 | -1,995,000 | -3,276,000 |
| Pretax income | 12,137,000 | 23,615,000 | 36,115,000 | 48,981,000 |
| Income tax | 2,647,000 | 5,097,000 | 7,896,000 | 10,707,000 |
| Net income | 9,461,000 | 18,461,000 | 28,133,000 | 38,159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 201,140,000 | 201,240,000 | 205,761,000 | 207,632,000 |
| Total capital | 215,200,000 | 214,955,000 | 218,987,000 | 219,976,000 |
| Risk-weighted assets | 1,463,755,000 | 1,490,066,000 | 1,492,081,000 | 1,491,725,000 |