Call reports 2020
TOMPKINS COMMUNITY BANK — 2020
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 2,136,821,000 | 2,342,106,000 | 2,366,849,000 | 2,375,753,000 |
| Total loans | 1,424,935,000 | 1,545,868,000 | 1,519,584,000 | 1,495,444,000 |
| Allowance for loan losses | 15,434,000 | 14,812,000 | 15,026,000 | 14,639,000 |
| Securities available for sale | 542,684,000 | 522,373,000 | 666,505,000 | 650,300,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,772,578,000 | 2,006,338,000 | 2,014,960,000 | 2,026,652,000 |
| Interest-bearing deposits | 1,338,173,000 | 1,475,501,000 | 1,494,774,000 | 1,515,497,000 |
| Noninterest-bearing deposits | 434,406,000 | 530,837,000 | 520,187,000 | 511,155,000 |
| Equity capital | 160,202,000 | 165,119,000 | 167,765,000 | 163,760,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,344,000 | 36,850,000 | 56,276,000 | 74,354,000 |
| Interest expense | 2,588,000 | 4,336,000 | 5,834,000 | 7,189,000 |
| Net interest income | 15,756,000 | 32,514,000 | 50,442,000 | 67,165,000 |
| Noninterest income | 17,491,000 | 34,468,000 | 51,984,000 | 70,856,000 |
| Noninterest expense | 22,397,000 | 45,277,000 | 68,265,000 | 91,435,000 |
| Provision for loan losses | 4,832,000 | 4,267,000 | 4,554,000 | 4,723,000 |
| Pretax income | 6,112,000 | 17,532,000 | 29,701,000 | 41,956,000 |
| Income tax | 1,168,000 | 3,622,000 | 6,061,000 | 8,639,000 |
| Net income | 4,912,000 | 13,849,000 | 23,550,000 | 33,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 185,090,000 | 190,362,000 | 194,082,000 | 196,522,000 |
| Total capital | 199,989,000 | 205,081,000 | 208,867,000 | 210,756,000 |
| Risk-weighted assets | 1,425,351,000 | 1,436,829,000 | 1,438,294,000 | 1,433,164,000 |