Call reports 2019
TOMPKINS COMMUNITY BANK — 2019
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 2,090,986,000 | 2,050,298,000 | 2,048,741,000 | 2,063,683,000 |
| Total loans | 1,326,244,000 | 1,366,144,000 | 1,374,765,000 | 1,409,070,000 |
| Allowance for loan losses | 10,211,000 | 10,483,000 | 10,686,000 | 10,791,000 |
| Securities available for sale | 554,789,000 | 474,446,000 | 457,344,000 | 502,531,000 |
| Securities held to maturity | 57,050,000 | 56,624,000 | 56,192,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,563,083,000 | 1,525,660,000 | 1,652,306,000 | 1,646,541,000 |
| Interest-bearing deposits | 1,175,360,000 | 1,125,885,000 | 1,212,913,000 | 1,206,830,000 |
| Noninterest-bearing deposits | 387,723,000 | 399,775,000 | 439,393,000 | 439,711,000 |
| Equity capital | 151,230,000 | 154,215,000 | 156,383,000 | 153,055,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,361,000 | 37,049,000 | 55,575,000 | 73,809,000 |
| Interest expense | 3,182,000 | 6,736,000 | 9,868,000 | 12,614,000 |
| Net interest income | 15,179,000 | 30,313,000 | 45,707,000 | 61,195,000 |
| Noninterest income | 16,735,000 | 33,682,000 | 51,144,000 | 68,705,000 |
| Noninterest expense | 21,452,000 | 44,127,000 | 66,414,000 | 88,967,000 |
| Provision for loan losses | -147,000 | 223,000 | 1,055,000 | 1,263,000 |
| Pretax income | 10,609,000 | 19,886,000 | 29,721,000 | 40,137,000 |
| Income tax | 2,244,000 | 4,032,000 | 6,136,000 | 8,298,000 |
| Net income | 8,336,000 | 15,796,000 | 23,497,000 | 31,722,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 184,560,000 | 183,185,000 | 184,009,000 | 185,497,000 |
| Total capital | 196,170,000 | 195,097,000 | 196,153,000 | 197,658,000 |
| Risk-weighted assets | 1,364,071,000 | 1,380,513,000 | 1,391,405,000 | 1,403,862,000 |