Call reports 2018
TOMPKINS COMMUNITY BANK — 2018
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 2,095,817,000 | 2,118,277,000 | 2,118,654,000 | 2,111,175,000 |
| Total loans | 1,316,634,000 | 1,337,942,000 | 1,352,073,000 | 1,345,406,000 |
| Allowance for loan losses | 10,270,000 | 10,436,000 | 10,548,000 | 10,425,000 |
| Securities available for sale | 570,217,000 | 559,936,000 | 542,259,000 | 549,319,000 |
| Securities held to maturity | 57,447,000 | 57,497,000 | 57,364,000 | 57,200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,585,596,000 | 1,532,412,000 | 1,571,683,000 | 1,561,537,000 |
| Interest-bearing deposits | 1,174,480,000 | 1,095,604,000 | 1,130,756,000 | 1,136,154,000 |
| Noninterest-bearing deposits | 411,115,000 | 436,808,000 | 440,927,000 | 425,383,000 |
| Equity capital | 127,113,000 | 130,943,000 | 132,733,000 | 141,761,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 17,738,000 | 35,464,000 | 53,870,000 | 72,483,000 |
| Interest expense | 1,949,000 | 4,190,000 | 6,851,000 | 9,715,000 |
| Net interest income | 15,789,000 | 31,274,000 | 47,019,000 | 62,768,000 |
| Noninterest income | 16,291,000 | 35,170,000 | 51,895,000 | 72,123,000 |
| Noninterest expense | 21,130,000 | 43,233,000 | 65,409,000 | 88,303,000 |
| Provision for loan losses | -131,000 | -129,000 | -62,000 | -377,000 |
| Pretax income | 11,163,000 | 23,448,000 | 33,691,000 | 46,862,000 |
| Income tax | 2,425,000 | 4,972,000 | 7,110,000 | 9,883,000 |
| Net income | 8,708,000 | 18,417,000 | 26,493,000 | 36,862,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 164,536,000 | 170,009,000 | 173,869,000 | 180,077,000 |
| Total capital | 176,205,000 | 181,874,000 | 185,875,000 | 191,872,000 |
| Risk-weighted assets | 1,382,888,000 | 1,403,493,000 | 1,411,141,000 | 1,379,256,000 |