Call reports 2017
TOMPKINS COMMUNITY BANK — 2017
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,975,227,000 | 2,032,242,000 | 2,073,935,000 | 2,118,275,000 |
| Total loans | 1,196,574,000 | 1,239,447,000 | 1,267,377,000 | 1,326,469,000 |
| Allowance for loan losses | 9,274,000 | 9,605,000 | 9,900,000 | 10,347,000 |
| Securities available for sale | 600,128,000 | 600,056,000 | 594,156,000 | 582,846,000 |
| Securities held to maturity | 58,705,000 | 58,490,000 | 58,612,000 | 58,142,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,535,107,000 | 1,495,993,000 | 1,496,928,000 | 1,529,752,000 |
| Interest-bearing deposits | 1,162,874,000 | 1,094,115,000 | 1,074,955,000 | 1,098,508,000 |
| Noninterest-bearing deposits | 372,233,000 | 401,879,000 | 421,972,000 | 431,244,000 |
| Equity capital | 125,552,000 | 129,910,000 | 133,903,000 | 128,362,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 15,548,000 | 31,760,000 | 48,567,000 | 65,562,000 |
| Interest expense | 1,240,000 | 2,639,000 | 4,467,000 | 6,246,000 |
| Net interest income | 14,308,000 | 29,121,000 | 44,100,000 | 59,316,000 |
| Noninterest income | 14,574,000 | 29,712,000 | 45,023,000 | 60,488,000 |
| Noninterest expense | 19,421,000 | 39,073,000 | 58,968,000 | 79,478,000 |
| Provision for loan losses | -150,000 | 36,000 | 253,000 | 682,000 |
| Pretax income | 9,611,000 | 19,724,000 | 29,786,000 | 39,538,000 |
| Income tax | 3,116,000 | 6,399,000 | 9,673,000 | 17,686,000 |
| Net income | 6,466,000 | 13,266,000 | 20,024,000 | 21,734,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 147,945,000 | 151,572,000 | 155,189,000 | 160,047,000 |
| Total capital | 157,291,000 | 162,616,000 | 166,559,000 | 171,774,000 |
| Risk-weighted assets | 1,262,540,000 | 1,295,179,000 | 1,326,010,000 | 1,373,665,000 |