Call reports 2016
TOMPKINS COMMUNITY BANK — 2016
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,813,033,000 | 1,836,987,000 | 1,842,582,000 | 1,962,318,000 |
| Total loans | 1,046,770,000 | 1,063,655,000 | 1,102,327,000 | 1,190,612,000 |
| Allowance for loan losses | 8,386,000 | 8,316,000 | 8,598,000 | 9,318,000 |
| Securities available for sale | 588,375,000 | 593,632,000 | 570,339,000 | 594,063,000 |
| Securities held to maturity | 60,523,000 | 60,369,000 | 60,174,000 | 59,339,000 |
| Trading assets | 6,694,000 | 6,493,000 | 0 | 0 |
| Total deposits | 1,474,749,000 | 1,421,272,000 | 1,454,014,000 | 1,483,577,000 |
| Interest-bearing deposits | 1,120,910,000 | 1,068,975,000 | 1,068,947,000 | 1,085,729,000 |
| Noninterest-bearing deposits | 353,839,000 | 352,297,000 | 385,067,000 | 397,847,000 |
| Equity capital | 129,245,000 | 132,603,000 | 130,325,000 | 121,679,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 14,516,000 | 29,163,000 | 43,911,000 | 58,818,000 |
| Interest expense | 1,493,000 | 3,025,000 | 4,596,000 | 5,775,000 |
| Net interest income | 13,023,000 | 26,138,000 | 39,315,000 | 53,043,000 |
| Noninterest income | 13,637,000 | 27,141,000 | 41,197,000 | 54,678,000 |
| Noninterest expense | 17,849,000 | 35,589,000 | 54,192,000 | 72,565,000 |
| Provision for loan losses | 102,000 | 10,000 | 178,000 | 792,000 |
| Pretax income | 8,763,000 | 17,826,000 | 26,549,000 | 34,772,000 |
| Income tax | 2,945,000 | 5,905,000 | 8,745,000 | 11,136,000 |
| Net income | 5,788,000 | 11,861,000 | 17,713,000 | 23,515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 143,742,000 | 145,016,000 | 144,309,000 | 144,671,000 |
| Total capital | 152,200,000 | 153,404,000 | 152,980,000 | 154,061,000 |
| Risk-weighted assets | 1,108,229,000 | 1,127,605,000 | 1,156,592,000 | 1,248,495,000 |