Call reports 2015
TOMPKINS COMMUNITY BANK — 2015
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,696,002,000 | 1,726,803,000 | 1,772,045,000 | 1,805,422,000 |
| Total loans | 933,602,000 | 972,255,000 | 998,216,000 | 1,033,586,000 |
| Allowance for loan losses | 7,693,000 | 7,849,000 | 8,058,000 | 8,222,000 |
| Securities available for sale | 597,981,000 | 567,738,000 | 584,752,000 | 577,987,000 |
| Securities held to maturity | 48,230,000 | 60,869,000 | 60,971,000 | 60,693,000 |
| Trading assets | 7,724,000 | 7,430,000 | 7,179,000 | 6,919,000 |
| Total deposits | 1,412,624,000 | 1,367,368,000 | 1,393,194,000 | 1,429,989,000 |
| Interest-bearing deposits | 1,092,005,000 | 1,047,846,000 | 1,028,563,000 | 1,056,685,000 |
| Noninterest-bearing deposits | 320,619,000 | 319,521,000 | 364,631,000 | 373,304,000 |
| Equity capital | 119,363,000 | 119,768,000 | 124,778,000 | 123,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,515,000 | 27,219,000 | 41,215,000 | 55,632,000 |
| Interest expense | 1,582,000 | 3,200,000 | 4,825,000 | 6,383,000 |
| Net interest income | 11,933,000 | 24,019,000 | 36,390,000 | 49,249,000 |
| Noninterest income | 13,562,000 | 25,202,000 | 38,498,000 | 52,422,000 |
| Noninterest expense | 17,366,000 | 30,177,000 | 47,397,000 | 65,981,000 |
| Provision for loan losses | -25,000 | -35,000 | -459,000 | -80,000 |
| Pretax income | 8,236,000 | 19,367,000 | 28,268,000 | 36,147,000 |
| Income tax | 2,817,000 | 6,720,000 | 9,654,000 | 11,989,000 |
| Net income | 5,389,000 | 12,587,000 | 18,524,000 | 24,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 132,633,000 | 137,307,000 | 140,459,000 | 143,006,000 |
| Total capital | 140,398,000 | 145,228,000 | 148,589,000 | 151,300,000 |
| Risk-weighted assets | 1,003,052,000 | 1,037,096,000 | 1,063,159,000 | 1,103,382,000 |