Call reports 2014
TOMPKINS COMMUNITY BANK — 2014
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,622,811,000 | 1,629,860,000 | 1,623,180,000 | 1,682,253,000 |
| Total loans | 916,631,000 | 906,652,000 | 912,268,000 | 940,642,000 |
| Allowance for loan losses | 7,410,000 | 7,335,000 | 7,415,000 | 7,601,000 |
| Securities available for sale | 562,248,000 | 573,740,000 | 562,926,000 | 572,942,000 |
| Securities held to maturity | 10,641,000 | 23,178,000 | 22,896,000 | 43,251,000 |
| Trading assets | 8,847,000 | 8,543,000 | 8,229,000 | 7,944,000 |
| Total deposits | 1,343,214,000 | 1,319,811,000 | 1,344,269,000 | 1,364,965,000 |
| Interest-bearing deposits | 1,036,444,000 | 1,008,704,000 | 997,726,000 | 1,026,830,000 |
| Noninterest-bearing deposits | 306,771,000 | 311,107,000 | 346,543,000 | 338,135,000 |
| Equity capital | 113,327,000 | 118,943,000 | 120,396,000 | 114,376,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,681,000 | 27,452,000 | 41,029,000 | 54,662,000 |
| Interest expense | 1,681,000 | 3,398,000 | 5,062,000 | 6,690,000 |
| Net interest income | 12,000,000 | 24,054,000 | 35,967,000 | 47,972,000 |
| Noninterest income | 12,051,000 | 23,980,000 | 36,003,000 | 48,888,000 |
| Noninterest expense | 15,804,000 | 31,341,000 | 47,055,000 | 63,544,000 |
| Provision for loan losses | 294,000 | 18,000 | -529,000 | -471,000 |
| Pretax income | 7,970,000 | 16,693,000 | 25,462,000 | 33,934,000 |
| Income tax | 2,632,000 | 5,540,000 | 8,536,000 | 11,485,000 |
| Net income | 5,308,000 | 11,093,000 | 16,836,000 | 22,329,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 122,465,000 | 125,771,000 | 128,921,000 | 129,752,000 |
| Total capital | 129,947,000 | 133,178,000 | 136,408,000 | 137,425,000 |
| Risk-weighted assets | 964,246,000 | 960,854,000 | 966,062,000 | 995,331,000 |