Call reports 2013
TOMPKINS COMMUNITY BANK — 2013
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,603,510,000 | 1,547,269,000 | 1,553,538,000 | 1,602,169,000 |
| Total loans | 855,736,000 | 874,547,000 | 896,835,000 | 909,171,000 |
| Allowance for loan losses | 7,217,000 | 7,216,000 | 7,336,000 | 7,356,000 |
| Securities available for sale | 577,899,000 | 544,191,000 | 519,326,000 | 550,655,000 |
| Securities held to maturity | 15,094,000 | 12,228,000 | 11,278,000 | 10,808,000 |
| Trading assets | 12,830,000 | 12,286,000 | 9,436,000 | 9,142,000 |
| Total deposits | 1,282,247,000 | 1,228,951,000 | 1,249,758,000 | 1,297,938,000 |
| Interest-bearing deposits | 1,000,236,000 | 944,940,000 | 945,543,000 | 973,188,000 |
| Noninterest-bearing deposits | 282,012,000 | 284,011,000 | 304,216,000 | 324,749,000 |
| Equity capital | 106,167,000 | 100,508,000 | 101,615,000 | 109,105,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,811,000 | 27,486,000 | 41,180,000 | 55,353,000 |
| Interest expense | 1,990,000 | 3,898,000 | 5,689,000 | 7,430,000 |
| Net interest income | 11,821,000 | 23,588,000 | 35,491,000 | 47,923,000 |
| Noninterest income | 11,629,000 | 23,287,000 | 34,893,000 | 46,523,000 |
| Noninterest expense | 15,232,000 | 30,503,000 | 45,984,000 | 61,777,000 |
| Provision for loan losses | -40,000 | -639,000 | -266,000 | -897,000 |
| Pretax income | 8,460,000 | 17,244,000 | 25,007,000 | 33,857,000 |
| Income tax | 2,899,000 | 5,962,000 | 8,125,000 | 11,314,000 |
| Net income | 5,531,000 | 11,222,000 | 16,792,000 | 22,423,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,923,000 | 116,270,000 | 117,058,000 | 119,508,000 |
| Total capital | 121,212,000 | 123,558,000 | 124,466,000 | 126,936,000 |
| Risk-weighted assets | 913,967,000 | 925,101,000 | 940,972,000 | 958,157,000 |