Call reports 2012
TOMPKINS COMMUNITY BANK — 2012
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,593,014,000 | 1,536,805,000 | 1,553,328,000 | 1,570,015,000 |
| Total loans | 806,780,000 | 810,854,000 | 820,184,000 | 838,994,000 |
| Allowance for loan losses | 8,631,000 | 8,480,000 | 8,567,000 | 7,329,000 |
| Securities available for sale | 605,103,000 | 584,991,000 | 580,710,000 | 551,178,000 |
| Securities held to maturity | 19,156,000 | 17,765,000 | 16,459,000 | 15,366,000 |
| Trading assets | 14,612,000 | 14,178,000 | 13,881,000 | 13,368,000 |
| Total deposits | 1,208,973,000 | 1,176,836,000 | 1,188,590,000 | 1,232,634,000 |
| Interest-bearing deposits | 955,636,000 | 891,743,000 | 909,639,000 | 932,435,000 |
| Noninterest-bearing deposits | 253,337,000 | 285,093,000 | 278,951,000 | 300,198,000 |
| Equity capital | 104,666,000 | 112,464,000 | 110,190,000 | 106,667,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,465,000 | 29,051,000 | 43,196,000 | 57,316,000 |
| Interest expense | 2,620,000 | 5,148,000 | 7,575,000 | 9,676,000 |
| Net interest income | 11,845,000 | 23,903,000 | 35,621,000 | 47,640,000 |
| Noninterest income | 9,052,000 | 18,108,000 | 27,346,000 | 37,373,000 |
| Noninterest expense | 13,306,000 | 26,094,000 | 39,255,000 | 53,124,000 |
| Provision for loan losses | -220,000 | -190,000 | -90,000 | 1,490,000 |
| Pretax income | 7,811,000 | 16,567,000 | 24,241,000 | 30,762,000 |
| Income tax | 2,664,000 | 5,702,000 | 8,345,000 | 10,413,000 |
| Net income | 5,117,000 | 10,805,000 | 15,806,000 | 20,229,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,501,000 | 118,373,000 | 113,573,000 | 113,211,000 |
| Total capital | 121,204,000 | 126,925,000 | 122,212,000 | 120,612,000 |
| Risk-weighted assets | 911,880,000 | 908,376,000 | 912,780,000 | 970,392,000 |