Call reports 2010
TOMPKINS COMMUNITY BANK — 2010
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,536,625,000 | 1,457,205,000 | 1,502,250,000 | 1,525,750,000 |
| Total loans | 773,292,000 | 773,886,000 | 770,680,000 | 777,501,000 |
| Allowance for loan losses | 9,374,000 | 9,364,000 | 10,363,000 | 10,002,000 |
| Securities available for sale | 555,259,000 | 536,095,000 | 554,899,000 | 564,547,000 |
| Securities held to maturity | 32,992,000 | 27,491,000 | 26,764,000 | 35,371,000 |
| Trading assets | 18,175,000 | 17,590,000 | 17,302,000 | 16,398,000 |
| Total deposits | 1,075,831,000 | 1,039,480,000 | 1,042,215,000 | 1,092,203,000 |
| Interest-bearing deposits | 885,017,000 | 834,443,000 | 837,773,000 | 864,436,000 |
| Noninterest-bearing deposits | 190,814,000 | 205,037,000 | 204,442,000 | 227,767,000 |
| Equity capital | 106,539,000 | 112,821,000 | 114,933,000 | 109,182,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 17,148,000 | 34,010,000 | 50,323,000 | 66,243,000 |
| Interest expense | 4,162,000 | 8,054,000 | 11,822,000 | 15,422,000 |
| Net interest income | 12,986,000 | 25,956,000 | 38,501,000 | 50,821,000 |
| Noninterest income | 7,849,000 | 15,865,000 | 24,074,000 | 32,449,000 |
| Noninterest expense | 12,215,000 | 24,603,000 | 36,879,000 | 49,560,000 |
| Provision for loan losses | 570,000 | 745,000 | 1,840,000 | 2,435,000 |
| Pretax income | 8,103,000 | 16,540,000 | 23,887,000 | 31,306,000 |
| Income tax | 2,749,000 | 5,613,000 | 8,048,000 | 10,931,000 |
| Net income | 5,324,000 | 10,867,000 | 15,749,000 | 20,255,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,878,000 | 112,153,000 | 112,854,000 | 112,590,000 |
| Total capital | 120,324,000 | 121,589,000 | 123,289,000 | 122,664,000 |
| Risk-weighted assets | 897,559,000 | 869,744,000 | 880,824,000 | 898,301,000 |