Call reports 2009
TOMPKINS COMMUNITY BANK — 2009
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,396,641,000 | 1,364,148,000 | 1,450,756,000 | 1,503,817,000 |
| Total loans | 766,615,000 | 761,913,000 | 787,700,000 | 787,325,000 |
| Allowance for loan losses | 7,501,000 | 8,009,000 | 8,658,000 | 8,974,000 |
| Securities available for sale | 487,135,000 | 455,779,000 | 480,898,000 | 553,311,000 |
| Securities held to maturity | 41,821,000 | 33,413,000 | 33,563,000 | 34,121,000 |
| Trading assets | 20,792,000 | 19,899,000 | 19,552,000 | 18,619,000 |
| Total deposits | 996,810,000 | 984,208,000 | 1,034,623,000 | 1,096,897,000 |
| Interest-bearing deposits | 827,408,000 | 786,778,000 | 817,766,000 | 904,118,000 |
| Noninterest-bearing deposits | 169,402,000 | 197,430,000 | 216,857,000 | 192,779,000 |
| Equity capital | 85,874,000 | 89,372,000 | 99,693,000 | 103,707,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 16,929,000 | 33,922,000 | 50,811,000 | 68,283,000 |
| Interest expense | 4,837,000 | 9,470,000 | 13,976,000 | 18,537,000 |
| Net interest income | 12,092,000 | 24,452,000 | 36,835,000 | 49,746,000 |
| Noninterest income | 7,437,000 | 15,287,000 | 23,015,000 | 31,228,000 |
| Noninterest expense | 11,411,000 | 23,505,000 | 35,201,000 | 47,843,000 |
| Provision for loan losses | 473,000 | 1,056,000 | 1,835,000 | 2,325,000 |
| Pretax income | 7,645,000 | 15,197,000 | 22,730,000 | 30,754,000 |
| Income tax | 2,641,000 | 5,183,000 | 7,722,000 | 10,467,000 |
| Net income | 4,974,000 | 9,954,000 | 14,918,000 | 20,167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,731,000 | 97,844,000 | 103,924,000 | 109,347,000 |
| Total capital | 100,304,000 | 105,925,000 | 112,654,000 | 118,393,000 |
| Risk-weighted assets | 864,611,000 | 859,322,000 | 883,587,000 | 894,054,000 |