Call reports 2008
TOMPKINS COMMUNITY BANK — 2008
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,255,969,000 | 1,276,294,000 | 1,271,302,000 | 1,315,593,000 |
| Total loans | 653,153,000 | 691,212,000 | 724,975,000 | 768,326,000 |
| Allowance for loan losses | 6,019,000 | 6,355,000 | 6,524,000 | 7,157,000 |
| Securities available for sale | 428,608,000 | 416,951,000 | 389,379,000 | 400,223,000 |
| Securities held to maturity | 40,426,000 | 38,955,000 | 38,696,000 | 42,995,000 |
| Trading assets | 28,363,000 | 22,251,000 | 21,602,000 | 21,603,000 |
| Total deposits | 888,107,000 | 878,344,000 | 859,240,000 | 884,946,000 |
| Interest-bearing deposits | 703,457,000 | 751,194,000 | 772,707,000 | 704,482,000 |
| Noninterest-bearing deposits | 184,650,000 | 127,150,000 | 86,532,000 | 180,464,000 |
| Equity capital | 78,826,000 | 74,946,000 | 82,206,000 | 84,557,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 16,747,000 | 33,299,000 | 50,201,000 | 67,280,000 |
| Interest expense | 7,281,000 | 13,748,000 | 19,586,000 | 25,111,000 |
| Net interest income | 9,466,000 | 19,551,000 | 30,615,000 | 42,169,000 |
| Noninterest income | 8,513,000 | 15,750,000 | 22,753,000 | 29,496,000 |
| Noninterest expense | 9,963,000 | 20,642,000 | 31,216,000 | 42,123,000 |
| Provision for loan losses | 208,000 | 593,000 | 1,031,000 | 1,771,000 |
| Pretax income | 7,999,000 | 14,280,000 | 21,354,000 | 28,057,000 |
| Income tax | 2,768,000 | 4,828,000 | 7,185,000 | 9,396,000 |
| Net income | 5,231,000 | 9,452,000 | 14,169,000 | 18,661,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,963,000 | 83,378,000 | 87,929,000 | 92,680,000 |
| Total capital | 86,054,000 | 89,805,000 | 94,525,000 | 99,909,000 |
| Risk-weighted assets | 753,064,000 | 784,649,000 | 804,539,000 | 832,769,000 |