Call reports 2007
TOMPKINS COMMUNITY BANK — 2007
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,182,195,000 | 1,132,723,000 | 1,153,022,000 | 1,213,345,000 |
| Total loans | 609,940,000 | 609,579,000 | 623,690,000 | 638,968,000 |
| Allowance for loan losses | 5,901,000 | 5,858,000 | 5,873,000 | 5,909,000 |
| Securities available for sale | 380,242,000 | 351,743,000 | 363,322,000 | 372,687,000 |
| Securities held to maturity | 46,938,000 | 43,180,000 | 42,787,000 | 41,594,000 |
| Trading assets | 39,421,000 | 30,281,000 | 39,658,000 | 39,035,000 |
| Total deposits | 805,308,000 | 771,358,000 | 762,558,000 | 803,756,000 |
| Interest-bearing deposits | 652,492,000 | 608,363,000 | 597,802,000 | 632,339,000 |
| Noninterest-bearing deposits | 152,816,000 | 162,995,000 | 164,756,000 | 171,417,000 |
| Equity capital | 85,689,000 | 79,643,000 | 76,149,000 | 81,880,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 15,718,000 | 31,933,000 | 47,877,000 | 64,722,000 |
| Interest expense | 7,465,000 | 15,014,000 | 22,330,000 | 29,819,000 |
| Net interest income | 8,253,000 | 16,919,000 | 25,547,000 | 34,903,000 |
| Noninterest income | 6,224,000 | 12,593,000 | 19,303,000 | 26,037,000 |
| Noninterest expense | 9,043,000 | 18,541,000 | 28,434,000 | 38,738,000 |
| Provision for loan losses | 150,000 | 175,000 | 303,000 | 453,000 |
| Pretax income | 5,297,000 | 10,790,000 | 16,387,000 | 22,036,000 |
| Income tax | 1,703,000 | 3,465,000 | 5,266,000 | 6,922,000 |
| Net income | 3,594,000 | 7,325,000 | 11,121,000 | 15,114,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 92,626,000 | 89,225,000 | 82,894,000 | 87,028,000 |
| Total capital | 98,527,000 | 95,133,000 | 88,817,000 | 93,009,000 |
| Risk-weighted assets | 707,788,000 | 693,729,000 | 705,170,000 | 724,757,000 |