Call reports 2006
TOMPKINS COMMUNITY BANK — 2006
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,096,436,000 | 1,091,567,000 | 1,111,181,000 | 1,120,861,000 |
| Total loans | 589,366,000 | 569,622,000 | 591,609,000 | 599,493,000 |
| Allowance for loan losses | 5,905,000 | 5,751,000 | 5,802,000 | 5,822,000 |
| Securities available for sale | 364,707,000 | 375,474,000 | 382,842,000 | 394,381,000 |
| Securities held to maturity | 55,219,000 | 52,227,000 | 49,602,000 | 46,925,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 764,588,000 | 729,168,000 | 763,855,000 | 784,773,000 |
| Interest-bearing deposits | 609,953,000 | 568,728,000 | 609,654,000 | 625,103,000 |
| Noninterest-bearing deposits | 154,635,000 | 160,440,000 | 154,201,000 | 159,670,000 |
| Equity capital | 88,693,000 | 84,493,000 | 89,365,000 | 87,410,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 14,621,000 | 29,368,000 | 44,453,000 | 59,979,000 |
| Interest expense | 5,472,000 | 11,488,000 | 17,911,000 | 24,964,000 |
| Net interest income | 9,149,000 | 17,880,000 | 26,542,000 | 35,015,000 |
| Noninterest income | 4,672,000 | 9,628,000 | 14,548,000 | 22,101,000 |
| Noninterest expense | 8,006,000 | 16,347,000 | 23,758,000 | 31,595,000 |
| Provision for loan losses | 48,000 | -42,000 | 94,000 | 175,000 |
| Pretax income | 5,767,000 | 11,203,000 | 17,238,000 | 25,361,000 |
| Income tax | 1,802,000 | 3,578,000 | 5,556,000 | 8,313,000 |
| Net income | 3,965,000 | 7,625,000 | 11,682,000 | 17,048,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,035,000 | 92,022,000 | 93,278,000 | 95,928,000 |
| Total capital | 99,940,000 | 97,773,000 | 99,080,000 | 101,750,000 |
| Risk-weighted assets | 658,156,000 | 655,595,000 | 687,657,000 | 684,414,000 |