Call reports 2004
TOMPKINS COMMUNITY BANK — 2004
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 1,088,954,000 | 1,049,121,000 | 1,059,198,000 | 1,049,566,000 |
| Total loans | 522,735,000 | 540,582,000 | 550,896,000 | 556,852,000 |
| Allowance for loan losses | 5,438,000 | 5,438,000 | 5,463,000 | 5,538,000 |
| Securities available for sale | 408,833,000 | 375,833,000 | 368,556,000 | 348,519,000 |
| Securities held to maturity | 44,709,000 | 41,863,000 | 46,796,000 | 49,628,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 692,143,000 | 702,146,000 | 711,364,000 | 728,910,000 |
| Interest-bearing deposits | 561,993,000 | 563,524,000 | 571,937,000 | 586,292,000 |
| Noninterest-bearing deposits | 130,150,000 | 138,622,000 | 139,427,000 | 142,618,000 |
| Equity capital | 82,511,000 | 77,948,000 | 85,523,000 | 86,529,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 12,762,000 | 25,556,000 | 38,531,000 | 51,727,000 |
| Interest expense | 3,443,000 | 6,838,000 | 10,315,000 | 13,942,000 |
| Net interest income | 9,319,000 | 18,718,000 | 28,216,000 | 37,785,000 |
| Noninterest income | 3,734,000 | 7,360,000 | 11,024,000 | 14,705,000 |
| Noninterest expense | 7,249,000 | 14,696,000 | 21,625,000 | 29,002,000 |
| Provision for loan losses | 189,000 | 194,000 | 316,000 | 445,000 |
| Pretax income | 5,673,000 | 11,266,000 | 17,377,000 | 23,147,000 |
| Income tax | 1,906,000 | 3,730,000 | 5,796,000 | 7,674,000 |
| Net income | 3,767,000 | 7,536,000 | 11,581,000 | 15,473,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 79,432,000 | 81,502,000 | 83,864,000 | 85,983,000 |
| Total capital | 84,870,000 | 86,940,000 | 89,327,000 | 91,521,000 |
| Risk-weighted assets | 599,200,000 | 606,585,000 | 610,136,000 | 616,857,000 |