Call reports 2003
TOMPKINS COMMUNITY BANK — 2003
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 1,016,522,000 | 1,001,714,000 | 988,316,000 | 1,036,288,000 |
| Total loans | 490,989,000 | 509,559,000 | 487,637,000 | 505,397,000 |
| Allowance for loan losses | 5,691,000 | 5,729,000 | 5,411,000 | 5,313,000 |
| Securities available for sale | 409,570,000 | 343,500,000 | 363,000,000 | 378,441,000 |
| Securities held to maturity | 35,550,000 | 36,949,000 | 39,185,000 | 42,305,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 677,113,000 | 655,811,000 | 668,845,000 | 687,432,000 |
| Interest-bearing deposits | 558,083,000 | 532,292,000 | 539,218,000 | 551,292,000 |
| Noninterest-bearing deposits | 119,030,000 | 123,519,000 | 129,627,000 | 136,140,000 |
| Equity capital | 75,798,000 | 77,495,000 | 76,158,000 | 78,600,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 12,851,000 | 25,470,000 | 37,962,000 | 50,723,000 |
| Interest expense | 3,762,000 | 7,416,000 | 10,726,000 | 14,091,000 |
| Net interest income | 9,089,000 | 18,054,000 | 27,236,000 | 36,632,000 |
| Noninterest income | 2,877,000 | 6,012,000 | 9,314,000 | 12,642,000 |
| Noninterest expense | 6,606,000 | 13,309,000 | 20,275,000 | 27,564,000 |
| Provision for loan losses | 104,000 | 269,000 | 269,000 | 269,000 |
| Pretax income | 5,256,000 | 10,771,000 | 16,149,000 | 21,526,000 |
| Income tax | 1,746,000 | 3,574,000 | 5,361,000 | 7,168,000 |
| Net income | 3,510,000 | 7,197,000 | 10,788,000 | 14,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 72,149,000 | 73,705,000 | 75,124,000 | 77,264,000 |
| Total capital | 77,840,000 | 79,434,000 | 80,535,000 | 82,577,000 |
| Risk-weighted assets | 549,945,000 | 563,973,000 | 549,738,000 | 582,192,000 |