Call reports 2002
TOMPKINS COMMUNITY BANK — 2002
What TOMPKINS COMMUNITY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 888,969,000 | 903,883,000 | 916,362,000 | 942,719,000 |
| Total loans | 447,086,000 | 461,349,000 | 466,648,000 | 483,858,000 |
| Allowance for loan losses | 5,479,000 | 5,504,000 | 5,529,000 | 5,654,000 |
| Securities available for sale | 336,595,000 | 335,925,000 | 332,307,000 | 338,808,000 |
| Securities held to maturity | 29,319,000 | 33,109,000 | 31,663,000 | 33,807,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 639,733,000 | 651,431,000 | 657,021,000 | 700,965,000 |
| Interest-bearing deposits | 527,660,000 | 533,140,000 | 544,221,000 | 585,231,000 |
| Noninterest-bearing deposits | 112,073,000 | 118,292,000 | 112,800,000 | 115,734,000 |
| Equity capital | 65,573,000 | 71,449,000 | 73,738,000 | 75,471,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 13,068,000 | 26,843,000 | 40,312,000 | 53,390,000 |
| Interest expense | 4,319,000 | 8,890,000 | 13,333,000 | 17,503,000 |
| Net interest income | 8,749,000 | 17,953,000 | 26,979,000 | 35,887,000 |
| Noninterest income | 2,786,000 | 5,834,000 | 8,908,000 | 12,057,000 |
| Noninterest expense | 6,118,000 | 12,497,000 | 18,855,000 | 25,065,000 |
| Provision for loan losses | 85,000 | 192,000 | 455,000 | 760,000 |
| Pretax income | 5,332,000 | 11,078,000 | 16,557,000 | 22,408,000 |
| Income tax | 1,836,000 | 3,820,000 | 5,667,000 | 7,616,000 |
| Net income | 3,496,000 | 7,258,000 | 10,890,000 | 14,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,657,000 | 67,205,000 | 68,791,000 | 70,777,000 |
| Total capital | 71,136,000 | 72,709,000 | 74,320,000 | 76,431,000 |
| Risk-weighted assets | 492,402,000 | 505,311,000 | 519,484,000 | 532,453,000 |