Call report 2015Q4
BYRON STATE BANK — 2015Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2015Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 46,315,000 | USD | evidence → |
| Total loans | 38,818,000 | USD | evidence → |
| Allowance for loan losses | 366,000 | USD | evidence → |
| Securities available for sale | 771,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,480,000 | USD | evidence → |
| Interest-bearing deposits | 35,051,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,429,000 | USD | evidence → |
| Equity capital | 5,067,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,749,000 | USD | evidence → |
| Interest expense | 242,000 | USD | evidence → |
| Net interest income | 1,507,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 731,000 | USD | evidence → |
| Provision for loan losses | 83,000 | USD | evidence → |
| Pretax income | 744,000 | USD | evidence → |
| Income tax | 262,000 | USD | evidence → |
| Net income | 482,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 5,071,000 | USD | evidence → |
| Total capital | 5,437,000 | USD | evidence → |
| Risk-weighted assets | 40,056,000 | USD | evidence → |