Call report 2014Q4
BYRON STATE BANK — 2014Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2014Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 44,830,000 | USD | evidence → |
| Total loans | 32,245,000 | USD | evidence → |
| Allowance for loan losses | 281,000 | USD | evidence → |
| Securities available for sale | 3,972,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 37,608,000 | USD | evidence → |
| Interest-bearing deposits | 33,104,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,504,000 | USD | evidence → |
| Equity capital | 4,677,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,677,000 | USD | evidence → |
| Interest expense | 242,000 | USD | evidence → |
| Net interest income | 1,435,000 | USD | evidence → |
| Noninterest income | 84,000 | USD | evidence → |
| Noninterest expense | 743,000 | USD | evidence → |
| Provision for loan losses | 70,000 | USD | evidence → |
| Pretax income | 706,000 | USD | evidence → |
| Income tax | 237,000 | USD | evidence → |
| Net income | 469,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 4,686,000 | USD | evidence → |
| Total capital | 4,967,000 | USD | evidence → |
| Risk-weighted assets | 35,072,000 | USD | evidence → |