Call report 2012Q4
BYRON STATE BANK — 2012Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2012Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 43,825,000 | USD | evidence → |
| Total loans | 29,891,000 | USD | evidence → |
| Allowance for loan losses | 192,000 | USD | evidence → |
| Securities available for sale | 3,138,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 39,285,000 | USD | evidence → |
| Interest-bearing deposits | 33,467,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,818,000 | USD | evidence → |
| Equity capital | 3,918,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,743,000 | USD | evidence → |
| Interest expense | 381,000 | USD | evidence → |
| Net interest income | 1,362,000 | USD | evidence → |
| Noninterest income | 70,000 | USD | evidence → |
| Noninterest expense | 685,000 | USD | evidence → |
| Provision for loan losses | 140,000 | USD | evidence → |
| Pretax income | 607,000 | USD | evidence → |
| Income tax | 215,000 | USD | evidence → |
| Net income | 392,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,913,000 | USD | evidence → |
| Total capital | 4,105,000 | USD | evidence → |
| Risk-weighted assets | 32,328,000 | USD | evidence → |