Call report 2008Q4
BYRON STATE BANK — 2008Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 30,840,000 | USD | evidence → |
| Total loans | 21,939,000 | USD | evidence → |
| Allowance for loan losses | 228,000 | USD | evidence → |
| Securities available for sale | 673,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 26,049,000 | USD | evidence → |
| Interest-bearing deposits | 24,107,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,942,000 | USD | evidence → |
| Equity capital | 3,742,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,829,000 | USD | evidence → |
| Interest expense | 789,000 | USD | evidence → |
| Net interest income | 1,040,000 | USD | evidence → |
| Noninterest income | 76,000 | USD | evidence → |
| Noninterest expense | 585,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 531,000 | USD | evidence → |
| Income tax | 183,000 | USD | evidence → |
| Net income | 348,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,746,000 | USD | evidence → |
| Total capital | 3,974,000 | USD | evidence → |
| Risk-weighted assets | 23,297,000 | USD | evidence → |