Call report 2007Q4
BYRON STATE BANK — 2007Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2007Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 28,281,000 | USD | evidence → |
| Total loans | 20,875,000 | USD | evidence → |
| Allowance for loan losses | 256,000 | USD | evidence → |
| Securities available for sale | 1,051,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 24,497,000 | USD | evidence → |
| Interest-bearing deposits | 21,458,000 | USD | evidence → |
| Noninterest-bearing deposits | 3,039,000 | USD | evidence → |
| Equity capital | 3,465,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,793,000 | USD | evidence → |
| Interest expense | 877,000 | USD | evidence → |
| Net interest income | 916,000 | USD | evidence → |
| Noninterest income | 78,000 | USD | evidence → |
| Noninterest expense | 545,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 439,000 | USD | evidence → |
| Income tax | 156,000 | USD | evidence → |
| Net income | 283,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 3,468,000 | USD | evidence → |
| Total capital | 3,724,000 | USD | evidence → |
| Risk-weighted assets | 21,623,000 | USD | evidence → |