Call report 2004Q4
BYRON STATE BANK — 2004Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2004Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 25,338,000 | USD | evidence → |
| Total loans | 17,749,000 | USD | evidence → |
| Allowance for loan losses | 227,000 | USD | evidence → |
| Securities available for sale | 1,945,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,994,000 | USD | evidence → |
| Interest-bearing deposits | 20,726,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,268,000 | USD | evidence → |
| Equity capital | 2,961,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,346,000 | USD | evidence → |
| Interest expense | 502,000 | USD | evidence → |
| Net interest income | 844,000 | USD | evidence → |
| Noninterest income | 66,000 | USD | evidence → |
| Noninterest expense | 595,000 | USD | evidence → |
| Provision for loan losses | 0 | USD | evidence → |
| Pretax income | 315,000 | USD | evidence → |
| Income tax | 70,000 | USD | evidence → |
| Net income | 245,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,967,000 | USD | evidence → |
| Total capital | 3,194,000 | USD | evidence → |
| Risk-weighted assets | 18,699,000 | USD | evidence → |