Call report 2003Q4
BYRON STATE BANK — 2003Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2003Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 24,927,000 | USD | evidence → |
| Total loans | 16,133,000 | USD | evidence → |
| Allowance for loan losses | 242,000 | USD | evidence → |
| Securities available for sale | 1,686,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 21,867,000 | USD | evidence → |
| Interest-bearing deposits | 20,444,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,423,000 | USD | evidence → |
| Equity capital | 2,748,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,331,000 | USD | evidence → |
| Interest expense | 572,000 | USD | evidence → |
| Net interest income | 759,000 | USD | evidence → |
| Noninterest income | 65,000 | USD | evidence → |
| Noninterest expense | 549,000 | USD | evidence → |
| Provision for loan losses | 10,000 | USD | evidence → |
| Pretax income | 265,000 | USD | evidence → |
| Income tax | 89,000 | USD | evidence → |
| Net income | 176,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,743,000 | USD | evidence → |
| Total capital | 2,963,000 | USD | evidence → |
| Risk-weighted assets | 17,583,000 | USD | evidence → |