Call report 2002Q4
BYRON STATE BANK — 2002Q4
The 22 measures BYRON STATE BANK reported to the FFIEC for 2002Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 23,586,000 | USD | evidence → |
| Total loans | 16,080,000 | USD | evidence → |
| Allowance for loan losses | 223,000 | USD | evidence → |
| Securities available for sale | 1,374,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 20,673,000 | USD | evidence → |
| Interest-bearing deposits | 19,402,000 | USD | evidence → |
| Noninterest-bearing deposits | 1,271,000 | USD | evidence → |
| Equity capital | 2,598,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,476,000 | USD | evidence → |
| Interest expense | 709,000 | USD | evidence → |
| Net interest income | 767,000 | USD | evidence → |
| Noninterest income | 64,000 | USD | evidence → |
| Noninterest expense | 524,000 | USD | evidence → |
| Provision for loan losses | 35,000 | USD | evidence → |
| Pretax income | 273,000 | USD | evidence → |
| Income tax | 92,000 | USD | evidence → |
| Net income | 181,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 2,587,000 | USD | evidence → |
| Total capital | 2,804,000 | USD | evidence → |
| Risk-weighted assets | 17,342,000 | USD | evidence → |