Call reports 2009
SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION — 2009
What SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Total assets | 194,941,000 | 204,269,000 | 216,974,000 |
| Total loans | 112,862,000 | 129,750,000 | 131,895,000 |
| Allowance for loan losses | 1,212,000 | 1,296,000 | 2,110,000 |
| Securities available for sale | 53,085,000 | 45,996,000 | 46,924,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 161,487,000 | 160,426,000 | 167,252,000 |
| Interest-bearing deposits | 123,122,000 | 123,902,000 | 131,529,000 |
| Noninterest-bearing deposits | 38,365,000 | 36,524,000 | 35,723,000 |
| Equity capital | 24,948,000 | 24,758,000 | 25,479,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Interest income | 2,242,000 | 4,592,000 | 6,995,000 |
| Interest expense | 491,000 | 935,000 | 1,383,000 |
| Net interest income | 1,751,000 | 3,657,000 | 5,612,000 |
| Noninterest income | 539,000 | 1,074,000 | 2,296,000 |
| Noninterest expense | 1,674,000 | 3,448,000 | 5,179,000 |
| Provision for loan losses | 150,000 | 336,000 | 1,161,000 |
| Pretax income | 475,000 | 1,040,000 | 1,661,000 |
| Income tax | 97,000 | 231,000 | 393,000 |
| Net income | 378,000 | 809,000 | 1,268,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 |
|---|---|---|---|
| Tier 1 capital | 18,703,000 | 18,574,000 | 19,033,000 |
| Total capital | 19,915,000 | 19,870,000 | 20,797,000 |
| Risk-weighted assets | 130,225,000 | 138,592,000 | 140,812,000 |