Call reports 2006
SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION — 2006
What SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 186,801,000 | 192,909,000 | 204,945,000 | 193,633,000 |
| Total loans | 90,007,000 | 104,382,000 | 110,988,000 | 96,337,000 |
| Allowance for loan losses | 2,753,000 | 2,341,000 | 2,346,000 | 1,920,000 |
| Securities available for sale | 67,497,000 | 64,724,000 | 64,693,000 | 64,724,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,309,000 | 162,510,000 | 177,960,000 | 165,129,000 |
| Interest-bearing deposits | 126,982,000 | 131,245,000 | 147,413,000 | 129,980,000 |
| Noninterest-bearing deposits | 34,327,000 | 31,265,000 | 30,547,000 | 35,149,000 |
| Equity capital | 23,551,000 | 22,827,000 | 24,357,000 | 23,906,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 2,478,000 | 5,288,000 | 8,475,000 | 11,490,000 |
| Interest expense | 673,000 | 1,579,000 | 2,829,000 | 4,007,000 |
| Net interest income | 1,805,000 | 3,709,000 | 5,646,000 | 7,483,000 |
| Noninterest income | 531,000 | 1,090,000 | 2,075,000 | 2,609,000 |
| Noninterest expense | 1,464,000 | 2,950,000 | 4,430,000 | 5,937,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 872,000 | 1,854,000 | 3,296,000 | 4,160,000 |
| Income tax | 216,000 | 476,000 | 896,000 | 1,111,000 |
| Net income | 656,000 | 1,378,000 | 2,400,000 | 3,049,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,652,000 | 18,354,000 | 19,376,000 | 18,775,000 |
| Total capital | 20,085,000 | 19,908,000 | 21,013,000 | 20,282,000 |
| Risk-weighted assets | 113,305,000 | 123,560,000 | 130,239,000 | 120,137,000 |