Call reports 2003
SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION — 2003
What SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 179,293,000 | 188,375,000 | 194,777,000 | 190,525,000 |
| Total loans | 79,569,000 | 100,009,000 | 96,919,000 | 76,371,000 |
| Allowance for loan losses | 2,509,000 | 2,604,000 | 2,719,000 | 2,711,000 |
| Securities available for sale | 71,724,000 | 61,676,000 | 70,649,000 | 81,440,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,092,000 | 157,711,000 | 154,290,000 | 167,487,000 |
| Interest-bearing deposits | 125,690,000 | 127,680,000 | 120,076,000 | 123,647,000 |
| Noninterest-bearing deposits | 30,402,000 | 30,031,000 | 34,214,000 | 43,840,000 |
| Equity capital | 21,683,000 | 21,900,000 | 21,033,000 | 21,988,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,104,000 | 4,351,000 | 6,654,000 | 8,863,000 |
| Interest expense | 516,000 | 1,051,000 | 1,520,000 | 1,946,000 |
| Net interest income | 1,588,000 | 3,300,000 | 5,134,000 | 6,917,000 |
| Noninterest income | 512,000 | 1,095,000 | 1,572,000 | 2,464,000 |
| Noninterest expense | 1,460,000 | 2,887,000 | 4,375,000 | 5,779,000 |
| Provision for loan losses | 192,000 | 468,000 | 583,000 | 688,000 |
| Pretax income | 448,000 | 1,040,000 | 1,748,000 | 2,907,000 |
| Income tax | 111,000 | 273,000 | 470,000 | 712,000 |
| Net income | 337,000 | 767,000 | 1,278,000 | 2,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,521,000 | 15,451,000 | 14,961,000 | 15,879,000 |
| Total capital | 16,808,000 | 16,953,000 | 16,411,000 | 17,141,000 |
| Risk-weighted assets | 101,700,000 | 119,066,000 | 114,661,000 | 99,496,000 |