Call reports 2002
SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION — 2002
What SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 177,040,000 | 183,655,000 | 182,728,000 | 176,281,000 |
| Total loans | 87,160,000 | 91,970,000 | 96,432,000 | 81,479,000 |
| Allowance for loan losses | 1,974,000 | 1,847,000 | 1,887,000 | 2,421,000 |
| Securities available for sale | 56,106,000 | 64,649,000 | 59,442,000 | 64,028,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,866,000 | 150,428,000 | 147,546,000 | 153,308,000 |
| Interest-bearing deposits | 131,872,000 | 125,041,000 | 121,023,000 | 124,129,000 |
| Noninterest-bearing deposits | 24,995,000 | 25,387,000 | 26,523,000 | 29,179,000 |
| Equity capital | 18,727,000 | 19,609,000 | 21,216,000 | 21,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,396,000 | 4,823,000 | 7,424,000 | 9,721,000 |
| Interest expense | 738,000 | 1,389,000 | 2,023,000 | 2,595,000 |
| Net interest income | 1,658,000 | 3,434,000 | 5,401,000 | 7,126,000 |
| Noninterest income | 534,000 | 1,077,000 | 1,491,000 | 1,914,000 |
| Noninterest expense | 1,546,000 | 3,061,000 | 4,485,000 | 5,884,000 |
| Provision for loan losses | 188,000 | 369,000 | 806,000 | 1,302,000 |
| Pretax income | 458,000 | 1,105,000 | 1,835,000 | 2,407,000 |
| Income tax | 128,000 | 326,000 | 549,000 | 718,000 |
| Net income | 330,000 | 779,000 | 1,286,000 | 1,689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,866,000 | 13,315,000 | 14,802,000 | 15,207,000 |
| Total capital | 14,299,000 | 14,722,000 | 16,280,000 | 16,462,000 |
| Risk-weighted assets | 114,098,000 | 112,133,000 | 117,856,000 | 99,869,000 |