Call reports 2001
SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION — 2001
What SOUTHERN BANCORP BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 123,349,000 | 137,640,000 | 177,765,000 | 186,866,000 |
| Total loans | 73,151,000 | 82,428,000 | 110,031,000 | 90,691,000 |
| Allowance for loan losses | 985,000 | 1,113,000 | 1,851,000 | 1,912,000 |
| Securities available for sale | 27,830,000 | 34,545,000 | 35,125,000 | 46,663,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,077,000 | 115,620,000 | 155,256,000 | 166,094,000 |
| Interest-bearing deposits | 87,819,000 | 101,140,000 | 130,593,000 | 137,183,000 |
| Noninterest-bearing deposits | 14,258,000 | 14,480,000 | 24,663,000 | 28,911,000 |
| Equity capital | 15,751,000 | 16,968,000 | 19,196,000 | 18,570,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 2,268,000 | 4,705,000 | 7,525,000 | 10,220,000 |
| Interest expense | 992,000 | 1,982,000 | 3,100,000 | 4,078,000 |
| Net interest income | 1,276,000 | 2,723,000 | 4,425,000 | 6,142,000 |
| Noninterest income | 496,000 | 931,000 | 2,295,000 | 2,899,000 |
| Noninterest expense | 1,177,000 | 2,448,000 | 4,162,000 | 5,655,000 |
| Provision for loan losses | 120,000 | 239,000 | 597,000 | 660,000 |
| Pretax income | 475,000 | 967,000 | 1,961,000 | 2,726,000 |
| Income tax | 161,000 | 340,000 | 679,000 | 899,000 |
| Net income | 314,000 | 627,000 | 1,282,000 | 1,827,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,285,000 | 13,343,000 | 12,974,000 | 12,538,000 |
| Total capital | 13,270,000 | 14,456,000 | 14,695,000 | 14,147,000 |
| Risk-weighted assets | 83,896,000 | 100,535,000 | 137,649,000 | 128,397,000 |