Call report 2010Q4
HERALD NATIONAL BANK — 2010Q4
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2010Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 504,690,000 | USD | evidence → |
| Total loans | 332,909,000 | USD | evidence → |
| Allowance for loan losses | 6,404,000 | USD | evidence → |
| Securities available for sale | 129,168,000 | USD | evidence → |
| Securities held to maturity | 16,658,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 430,570,000 | USD | evidence → |
| Interest-bearing deposits | 345,768,000 | USD | evidence → |
| Noninterest-bearing deposits | 84,801,000 | USD | evidence → |
| Equity capital | 50,679,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 22,408,000 | USD | evidence → |
| Interest expense | 4,421,000 | USD | evidence → |
| Net interest income | 17,987,000 | USD | evidence → |
| Noninterest income | 553,000 | USD | evidence → |
| Noninterest expense | 19,746,000 | USD | evidence → |
| Provision for loan losses | 4,357,000 | USD | evidence → |
| Pretax income | -5,275,000 | USD | evidence → |
| Income tax | 102,000 | USD | evidence → |
| Net income | -5,377,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 51,770,000 | USD | evidence → |
| Total capital | 56,079,000 | USD | evidence → |
| Risk-weighted assets | 342,787,000 | USD | evidence → |