Call report 2008Q4
HERALD NATIONAL BANK — 2008Q4
The 22 measures HERALD NATIONAL BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 74,818,000 | USD | evidence → |
| Total loans | 10,262,000 | USD | evidence → |
| Allowance for loan losses | 105,000 | USD | evidence → |
| Securities available for sale | 27,025,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 22,069,000 | USD | evidence → |
| Interest-bearing deposits | 18,039,000 | USD | evidence → |
| Noninterest-bearing deposits | 4,030,000 | USD | evidence → |
| Equity capital | 50,430,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 348,000 | USD | evidence → |
| Interest expense | 14,000 | USD | evidence → |
| Net interest income | 334,000 | USD | evidence → |
| Noninterest income | 1,000 | USD | evidence → |
| Noninterest expense | 17,581,000 | USD | evidence → |
| Provision for loan losses | 105,000 | USD | evidence → |
| Pretax income | -17,351,000 | USD | evidence → |
| Income tax | 107,000 | USD | evidence → |
| Net income | -17,458,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 50,381,000 | USD | evidence → |
| Total capital | 50,486,000 | USD | evidence → |
| Risk-weighted assets | 36,161,000 | USD | evidence → |