Call reports 2025
PARK BANK, NATIONAL ASSOCIATION — 2025
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 72,428,000 | 76,479,000 | 79,070,000 | 79,746,000 |
| Total loans | 26,844,000 | 26,647,000 | 26,440,000 | 26,507,000 |
| Allowance for loan losses | 1,434,000 | 1,446,000 | 1,470,000 | 1,640,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 27,890,000 | 33,699,000 | 41,681,000 | 42,223,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 60,192,000 | 64,023,000 | 66,447,000 | 67,245,000 |
| Interest-bearing deposits | 43,734,000 | 47,899,000 | 51,177,000 | 48,202,000 |
| Noninterest-bearing deposits | 16,458,000 | 16,124,000 | 15,270,000 | 19,043,000 |
| Equity capital | 10,616,000 | 10,651,000 | 10,628,000 | 10,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 771,000 | 1,645,000 | 2,561,000 | 3,493,000 |
| Interest expense | 263,000 | 537,000 | 833,000 | 1,133,000 |
| Net interest income | 508,000 | 1,108,000 | 1,728,000 | 2,360,000 |
| Noninterest income | 215,000 | 451,000 | 637,000 | 871,000 |
| Noninterest expense | 793,000 | 1,628,000 | 2,508,000 | 3,162,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -70,000 | -69,000 | -143,000 | 69,000 |
| Income tax | -36,000 | -70,000 | -121,000 | -53,000 |
| Net income | -34,000 | 1,000 | -22,000 | 122,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,616,000 | 10,617,000 | 10,468,000 | 10,692,000 |
| Total capital | 11,073,000 | 11,086,000 | 10,948,000 | 11,170,000 |
| Risk-weighted assets | 35,575,000 | 36,552,000 | 37,396,000 | 37,054,000 |