Call reports 2024
PARK BANK, NATIONAL ASSOCIATION — 2024
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 68,717,000 | 65,670,000 | 68,064,000 | 73,625,000 |
| Total loans | 28,209,000 | 26,924,000 | 27,769,000 | 26,285,000 |
| Allowance for loan losses | 1,507,000 | 1,389,000 | 1,418,000 | 1,279,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 24,965,000 | 27,635,000 | 27,595,000 | 27,442,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 56,227,000 | 53,104,000 | 55,601,000 | 61,445,000 |
| Interest-bearing deposits | 38,792,000 | 37,112,000 | 39,702,000 | 43,093,000 |
| Noninterest-bearing deposits | 17,435,000 | 15,992,000 | 15,899,000 | 18,352,000 |
| Equity capital | 10,490,000 | 10,494,000 | 10,618,000 | 10,650,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,542,000 | 2,306,000 | 3,079,000 |
| Interest expense | 198,000 | 371,000 | 571,000 | 778,000 |
| Net interest income | 647,000 | 1,171,000 | 1,735,000 | 2,301,000 |
| Noninterest income | 256,000 | 506,000 | 832,000 | 1,081,000 |
| Noninterest expense | 797,000 | 1,601,000 | 2,371,000 | 3,117,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 106,000 | 76,000 | 196,000 | 265,000 |
| Income tax | 2,000 | -28,000 | -32,000 | 5,000 |
| Net income | 104,000 | 104,000 | 228,000 | 260,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,490,000 | 10,494,000 | 10,618,000 | 10,616,000 |
| Total capital | 10,949,000 | 10,934,000 | 11,072,000 | 11,076,000 |
| Risk-weighted assets | 35,680,000 | 34,230,000 | 35,321,000 | 35,979,000 |