Call reports 2020
PARK BANK, NATIONAL ASSOCIATION — 2020
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 56,876,000 | 62,668,000 | 66,167,000 | 64,738,000 |
| Total loans | 33,005,000 | 35,212,000 | 35,148,000 | 30,503,000 |
| Allowance for loan losses | 666,000 | 662,000 | 687,000 | 713,000 |
| Securities available for sale | 932,000 | 0 | 0 | 0 |
| Securities held to maturity | 13,734,000 | 13,024,000 | 13,000,000 | 16,920,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,199,000 | 51,512,000 | 54,663,000 | 53,875,000 |
| Interest-bearing deposits | 35,192,000 | 35,790,000 | 38,269,000 | 37,209,000 |
| Noninterest-bearing deposits | 11,007,000 | 15,722,000 | 16,394,000 | 16,666,000 |
| Equity capital | 9,145,000 | 9,438,000 | 9,508,000 | 9,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 567,000 | 1,096,000 | 1,603,000 | 2,078,000 |
| Interest expense | 58,000 | 81,000 | 104,000 | 121,000 |
| Net interest income | 509,000 | 1,015,000 | 1,499,000 | 1,957,000 |
| Noninterest income | 341,000 | 921,000 | 1,470,000 | 2,009,000 |
| Noninterest expense | 734,000 | 1,600,000 | 2,477,000 | 3,077,000 |
| Provision for loan losses | 20,000 | 80,000 | 140,000 | 466,000 |
| Pretax income | 96,000 | 265,000 | 361,000 | 432,000 |
| Income tax | -11,000 | 6,000 | 33,000 | 47,000 |
| Net income | 107,000 | 259,000 | 328,000 | 385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,287,000 | 9,438,000 | 9,508,000 | 9,565,000 |
| Total capital | 9,734,000 | 9,904,000 | 9,928,000 | 9,968,000 |
| Risk-weighted assets | 35,575,000 | 37,095,000 | 33,382,000 | 31,942,000 |