Call reports 2019
PARK BANK, NATIONAL ASSOCIATION — 2019
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 54,147,000 | 55,288,000 | 57,256,000 | 58,395,000 |
| Total loans | 33,952,000 | 34,686,000 | 32,766,000 | 33,291,000 |
| Allowance for loan losses | 662,000 | 660,000 | 678,000 | 713,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,991,000 | 13,002,000 | 12,878,000 | 12,484,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 44,020,000 | 44,747,000 | 46,552,000 | 47,691,000 |
| Interest-bearing deposits | 33,644,000 | 33,951,000 | 35,996,000 | 35,907,000 |
| Noninterest-bearing deposits | 10,376,000 | 10,796,000 | 10,556,000 | 11,784,000 |
| Equity capital | 8,860,000 | 8,916,000 | 9,006,000 | 9,181,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 628,000 | 1,269,000 | 1,901,000 | 2,526,000 |
| Interest expense | 68,000 | 134,000 | 208,000 | 277,000 |
| Net interest income | 560,000 | 1,135,000 | 1,693,000 | 2,249,000 |
| Noninterest income | 263,000 | 585,000 | 981,000 | 1,358,000 |
| Noninterest expense | 672,000 | 1,477,000 | 2,328,000 | 2,832,000 |
| Provision for loan losses | 60,000 | 60,000 | 60,000 | 279,000 |
| Pretax income | 91,000 | 183,000 | 286,000 | 496,000 |
| Income tax | -20,000 | 16,000 | 30,000 | 65,000 |
| Net income | 111,000 | 167,000 | 256,000 | 431,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,860,000 | 8,916,000 | 9,006,000 | 9,181,000 |
| Total capital | 9,293,000 | 9,356,000 | 9,441,000 | 9,625,000 |
| Risk-weighted assets | 34,455,000 | 35,055,000 | 34,602,000 | 35,316,000 |