Call reports 2018
PARK BANK, NATIONAL ASSOCIATION — 2018
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 58,982,000 | 53,265,000 | 55,983,000 | 55,599,000 |
| Total loans | 33,127,000 | 33,039,000 | 35,927,000 | 34,386,000 |
| Allowance for loan losses | 623,000 | 619,000 | 626,000 | 645,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,256,000 | 14,825,000 | 14,754,000 | 14,495,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,143,000 | 43,301,000 | 43,470,000 | 45,768,000 |
| Interest-bearing deposits | 38,654,000 | 33,296,000 | 33,721,000 | 34,469,000 |
| Noninterest-bearing deposits | 10,489,000 | 10,005,000 | 9,749,000 | 11,299,000 |
| Equity capital | 8,503,000 | 8,585,000 | 8,625,000 | 8,749,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 668,000 | 1,276,000 | 1,893,000 | 2,542,000 |
| Interest expense | 53,000 | 101,000 | 145,000 | 215,000 |
| Net interest income | 615,000 | 1,175,000 | 1,748,000 | 2,327,000 |
| Noninterest income | 329,000 | 740,000 | 1,016,000 | 1,356,000 |
| Noninterest expense | 686,000 | 1,478,000 | 2,225,000 | 2,784,000 |
| Provision for loan losses | 169,000 | 264,000 | 324,000 | 524,000 |
| Pretax income | 89,000 | 173,000 | 215,000 | 375,000 |
| Income tax | -8,000 | -6,000 | -5,000 | 32,000 |
| Net income | 97,000 | 179,000 | 220,000 | 343,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,503,000 | 8,585,000 | 8,625,000 | 8,749,000 |
| Total capital | 8,977,000 | 9,046,000 | 9,081,000 | 9,190,000 |
| Risk-weighted assets | 37,778,000 | 36,748,000 | 36,349,000 | 35,125,000 |