Call reports 2016
PARK BANK, NATIONAL ASSOCIATION — 2016
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 51,849,000 | 52,922,000 | 54,062,000 | 53,782,000 |
| Total loans | 31,282,000 | 31,712,000 | 29,438,000 | 29,517,000 |
| Allowance for loan losses | 579,000 | 580,000 | 595,000 | 577,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 13,640,000 | 13,674,000 | 14,312,000 | 14,594,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,579,000 | 43,459,000 | 44,252,000 | 44,306,000 |
| Interest-bearing deposits | 32,162,000 | 32,347,000 | 33,758,000 | 32,815,000 |
| Noninterest-bearing deposits | 10,417,000 | 11,112,000 | 10,494,000 | 11,491,000 |
| Equity capital | 7,828,000 | 7,868,000 | 7,950,000 | 8,117,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 570,000 | 1,108,000 | 1,662,000 | 2,188,000 |
| Interest expense | 30,000 | 58,000 | 85,000 | 112,000 |
| Net interest income | 540,000 | 1,050,000 | 1,577,000 | 2,076,000 |
| Noninterest income | 364,000 | 677,000 | 1,119,000 | 1,502,000 |
| Noninterest expense | 779,000 | 1,517,000 | 2,318,000 | 2,811,000 |
| Provision for loan losses | 0 | 45,000 | 105,000 | 260,000 |
| Pretax income | 125,000 | 165,000 | 273,000 | 507,000 |
| Income tax | 0 | 0 | 26,000 | 93,000 |
| Net income | 125,000 | 165,000 | 247,000 | 414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,756,000 | 7,796,000 | 7,878,000 | 8,045,000 |
| Total capital | 8,187,000 | 8,227,000 | 8,311,000 | 8,474,000 |
| Risk-weighted assets | 34,334,000 | 34,374,000 | 34,498,000 | 34,162,000 |