Call reports 2015
PARK BANK, NATIONAL ASSOCIATION — 2015
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 48,403,000 | 52,365,000 | 50,803,000 | 51,659,000 |
| Total loans | 27,789,000 | 28,987,000 | 30,012,000 | 30,801,000 |
| Allowance for loan losses | 552,000 | 560,000 | 608,000 | 586,000 |
| Securities available for sale | 1,000 | 1,000 | 1,000 | 1,000 |
| Securities held to maturity | 14,119,000 | 14,459,000 | 15,292,000 | 14,941,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,032,000 | 43,544,000 | 41,604,000 | 42,677,000 |
| Interest-bearing deposits | 30,101,000 | 32,034,000 | 31,656,000 | 32,264,000 |
| Noninterest-bearing deposits | 9,931,000 | 11,510,000 | 9,948,000 | 10,413,000 |
| Equity capital | 7,510,000 | 7,578,000 | 7,691,000 | 7,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 534,000 | 1,056,000 | 1,695,000 | 2,255,000 |
| Interest expense | 30,000 | 59,000 | 88,000 | 119,000 |
| Net interest income | 504,000 | 997,000 | 1,607,000 | 2,136,000 |
| Noninterest income | 290,000 | 576,000 | 934,000 | 1,188,000 |
| Noninterest expense | 697,000 | 1,407,000 | 2,172,000 | 2,821,000 |
| Provision for loan losses | 60,000 | 60,000 | 150,000 | 273,000 |
| Pretax income | 37,000 | 106,000 | 219,000 | 230,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 37,000 | 106,000 | 219,000 | 230,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,290,000 | 7,406,000 | 7,616,000 | 7,468,000 |
| Total capital | 7,690,000 | 7,841,000 | 8,050,000 | 7,881,000 |
| Risk-weighted assets | 31,870,000 | 34,619,000 | 34,503,000 | 32,726,000 |