Call reports 2014
PARK BANK, NATIONAL ASSOCIATION — 2014
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 47,118,000 | 48,713,000 | 48,951,000 | 49,372,000 |
| Total loans | 29,499,000 | 30,233,000 | 28,945,000 | 28,167,000 |
| Allowance for loan losses | 561,000 | 564,000 | 551,000 | 543,000 |
| Securities available for sale | 3,000 | 3,000 | 2,000 | 2,000 |
| Securities held to maturity | 9,972,000 | 10,896,000 | 12,812,000 | 13,797,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,165,000 | 40,318,000 | 40,314,000 | 41,153,000 |
| Interest-bearing deposits | 31,648,000 | 31,680,000 | 31,481,000 | 32,466,000 |
| Noninterest-bearing deposits | 7,517,000 | 8,638,000 | 8,833,000 | 8,687,000 |
| Equity capital | 7,175,000 | 7,280,000 | 7,429,000 | 7,473,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 475,000 | 1,013,000 | 1,544,000 | 2,024,000 |
| Interest expense | 34,000 | 66,000 | 98,000 | 127,000 |
| Net interest income | 441,000 | 947,000 | 1,446,000 | 1,897,000 |
| Noninterest income | 221,000 | 548,000 | 906,000 | 1,204,000 |
| Noninterest expense | 703,000 | 1,415,000 | 2,112,000 | 2,638,000 |
| Provision for loan losses | 60,000 | 75,000 | 320,000 | 500,000 |
| Pretax income | -101,000 | 5,000 | -80,000 | -37,000 |
| Income tax | 0 | 0 | -234,000 | -234,000 |
| Net income | -101,000 | 5,000 | 154,000 | 197,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,175,000 | 7,280,000 | 7,429,000 | 7,473,000 |
| Total capital | 7,543,000 | 7,658,000 | 7,789,000 | 7,875,000 |
| Risk-weighted assets | 29,215,000 | 30,026,000 | 28,581,000 | 32,000,000 |