Call reports 2013
PARK BANK, NATIONAL ASSOCIATION — 2013
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 47,451,000 | 48,079,000 | 47,249,000 | 49,307,000 |
| Total loans | 30,266,000 | 29,413,000 | 29,809,000 | 30,145,000 |
| Allowance for loan losses | 634,000 | 624,000 | 650,000 | 529,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 3,000 |
| Securities held to maturity | 9,934,000 | 9,506,000 | 10,220,000 | 10,770,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,961,000 | 39,484,000 | 38,505,000 | 41,236,000 |
| Interest-bearing deposits | 31,310,000 | 31,671,000 | 31,151,000 | 32,202,000 |
| Noninterest-bearing deposits | 7,651,000 | 7,813,000 | 7,354,000 | 9,034,000 |
| Equity capital | 7,119,000 | 7,199,000 | 7,275,000 | 7,275,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 601,000 | 1,237,000 | 1,868,000 | 2,429,000 |
| Interest expense | 37,000 | 73,000 | 107,000 | 141,000 |
| Net interest income | 564,000 | 1,164,000 | 1,761,000 | 2,288,000 |
| Noninterest income | 250,000 | 542,000 | 754,000 | 1,004,000 |
| Noninterest expense | 697,000 | 1,445,000 | 2,079,000 | 2,788,000 |
| Provision for loan losses | 59,000 | 119,000 | 178,000 | 262,000 |
| Pretax income | 58,000 | 142,000 | 258,000 | 242,000 |
| Income tax | 6,000 | 11,000 | 52,000 | 35,000 |
| Net income | 52,000 | 131,000 | 206,000 | 207,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,119,000 | 7,199,000 | 7,275,000 | 7,275,000 |
| Total capital | 7,493,000 | 7,570,000 | 7,640,000 | 7,649,000 |
| Risk-weighted assets | 29,679,000 | 29,427,000 | 28,944,000 | 29,778,000 |