Call reports 2012
PARK BANK, NATIONAL ASSOCIATION — 2012
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 42,505,000 | 46,952,000 | 47,124,000 | 50,143,000 |
| Total loans | 29,668,000 | 29,718,000 | 31,178,000 | 31,203,000 |
| Allowance for loan losses | 538,000 | 509,000 | 481,000 | 582,000 |
| Securities available for sale | 3,000 | 3,000 | 3,000 | 3,000 |
| Securities held to maturity | 5,265,000 | 7,232,000 | 9,676,000 | 9,974,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,333,000 | 38,580,000 | 38,315,000 | 41,763,000 |
| Interest-bearing deposits | 27,687,000 | 30,534,000 | 31,312,000 | 33,043,000 |
| Noninterest-bearing deposits | 6,646,000 | 8,046,000 | 7,003,000 | 8,720,000 |
| Equity capital | 6,795,000 | 6,853,000 | 7,041,000 | 7,067,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 655,000 | 1,236,000 | 1,863,000 | 2,480,000 |
| Interest expense | 37,000 | 76,000 | 114,000 | 153,000 |
| Net interest income | 618,000 | 1,160,000 | 1,749,000 | 2,327,000 |
| Noninterest income | 292,000 | 583,000 | 940,000 | 1,315,000 |
| Noninterest expense | 717,000 | 1,424,000 | 2,079,000 | 2,636,000 |
| Provision for loan losses | 0 | 0 | 0 | 409,000 |
| Pretax income | 193,000 | 319,000 | 610,000 | 597,000 |
| Income tax | 80,000 | 149,000 | 252,000 | 211,000 |
| Net income | 113,000 | 170,000 | 358,000 | 386,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,795,000 | 6,853,000 | 7,041,000 | 7,067,000 |
| Total capital | 7,132,000 | 7,203,000 | 7,420,000 | 7,452,000 |
| Risk-weighted assets | 26,746,000 | 27,837,000 | 30,248,000 | 30,624,000 |