Call reports 2011
PARK BANK, NATIONAL ASSOCIATION — 2011
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 43,614,000 | 44,599,000 | 46,010,000 | 44,499,000 |
| Total loans | 33,033,000 | 33,865,000 | 33,711,000 | 31,757,000 |
| Allowance for loan losses | 493,000 | 512,000 | 497,000 | 484,000 |
| Securities available for sale | 4,000 | 4,000 | 3,000 | 3,000 |
| Securities held to maturity | 5,904,000 | 5,390,000 | 5,377,000 | 5,163,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,706,000 | 36,990,000 | 37,979,000 | 36,641,000 |
| Interest-bearing deposits | 30,207,000 | 31,144,000 | 30,939,000 | 28,901,000 |
| Noninterest-bearing deposits | 5,499,000 | 5,846,000 | 7,040,000 | 7,740,000 |
| Equity capital | 6,301,000 | 6,461,000 | 6,662,000 | 6,682,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 633,000 | 1,309,000 | 1,995,000 | 2,668,000 |
| Interest expense | 55,000 | 104,000 | 150,000 | 192,000 |
| Net interest income | 578,000 | 1,205,000 | 1,845,000 | 2,476,000 |
| Noninterest income | 333,000 | 697,000 | 1,210,000 | 1,545,000 |
| Noninterest expense | 788,000 | 1,493,000 | 2,287,000 | 3,000,000 |
| Provision for loan losses | 0 | 50,000 | 100,000 | 250,000 |
| Pretax income | 123,000 | 359,000 | 668,000 | 771,000 |
| Income tax | 36,000 | 112,000 | 220,000 | 303,000 |
| Net income | 87,000 | 247,000 | 448,000 | 468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,301,000 | 6,461,000 | 6,662,000 | 6,682,000 |
| Total capital | 6,693,000 | 6,849,000 | 7,033,000 | 7,036,000 |
| Risk-weighted assets | 31,419,000 | 30,908,000 | 29,547,000 | 28,224,000 |