Call reports 2010
PARK BANK, NATIONAL ASSOCIATION — 2010
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 40,323,000 | 41,141,000 | 41,030,000 | 42,751,000 |
| Total loans | 27,654,000 | 29,134,000 | 29,759,000 | 31,464,000 |
| Allowance for loan losses | 536,000 | 519,000 | 513,000 | 530,000 |
| Securities available for sale | 5,000 | 5,000 | 4,000 | 4,000 |
| Securities held to maturity | 6,276,000 | 6,258,000 | 6,301,000 | 6,318,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,656,000 | 34,152,000 | 33,756,000 | 34,342,000 |
| Interest-bearing deposits | 27,782,000 | 27,911,000 | 27,585,000 | 27,736,000 |
| Noninterest-bearing deposits | 5,874,000 | 6,241,000 | 6,171,000 | 6,606,000 |
| Equity capital | 5,932,000 | 6,009,000 | 6,102,000 | 6,214,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 589,000 | 1,189,000 | 1,845,000 | 2,496,000 |
| Interest expense | 66,000 | 129,000 | 192,000 | 252,000 |
| Net interest income | 523,000 | 1,060,000 | 1,653,000 | 2,244,000 |
| Noninterest income | 184,000 | 443,000 | 835,000 | 1,242,000 |
| Noninterest expense | 707,000 | 1,375,000 | 2,154,000 | 2,872,000 |
| Provision for loan losses | 0 | 0 | 50,000 | 250,000 |
| Pretax income | 0 | 128,000 | 284,000 | 364,000 |
| Income tax | 1,000 | 52,000 | 115,000 | 83,000 |
| Net income | -1,000 | 76,000 | 169,000 | 281,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,932,000 | 6,009,000 | 6,102,000 | 6,214,000 |
| Total capital | 6,272,000 | 6,372,000 | 6,480,000 | 6,606,000 |
| Risk-weighted assets | 27,011,000 | 28,912,000 | 30,138,000 | 31,211,000 |