Call reports 2009
PARK BANK, NATIONAL ASSOCIATION — 2009
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 38,641,000 | 41,378,000 | 39,841,000 | 41,571,000 |
| Total loans | 29,365,000 | 29,612,000 | 29,523,000 | 28,386,000 |
| Allowance for loan losses | 564,000 | 615,000 | 587,000 | 546,000 |
| Securities available for sale | 6,000 | 5,000 | 5,000 | 5,000 |
| Securities held to maturity | 4,397,000 | 4,384,000 | 4,780,000 | 6,282,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 31,987,000 | 34,973,000 | 33,202,000 | 35,030,000 |
| Interest-bearing deposits | 26,551,000 | 29,389,000 | 27,785,000 | 28,101,000 |
| Noninterest-bearing deposits | 5,436,000 | 5,584,000 | 5,418,000 | 6,929,000 |
| Equity capital | 5,703,000 | 5,626,000 | 5,685,000 | 5,933,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 602,000 | 1,218,000 | 1,834,000 | 2,433,000 |
| Interest expense | 107,000 | 206,000 | 291,000 | 367,000 |
| Net interest income | 495,000 | 1,012,000 | 1,543,000 | 2,066,000 |
| Noninterest income | 248,000 | 348,000 | 597,000 | 967,000 |
| Noninterest expense | 758,000 | 1,239,000 | 1,918,000 | 2,310,000 |
| Provision for loan losses | 45,000 | 267,000 | 267,000 | 357,000 |
| Pretax income | -60,000 | -146,000 | -45,000 | 366,000 |
| Income tax | 2,000 | -7,000 | 35,000 | 198,000 |
| Net income | -62,000 | -139,000 | -80,000 | 168,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,703,000 | 5,626,000 | 5,685,000 | 5,933,000 |
| Total capital | 6,044,000 | 5,972,000 | 6,035,000 | 6,282,000 |
| Risk-weighted assets | 27,069,000 | 27,390,000 | 27,765,000 | 27,739,000 |