Call reports 2008
PARK BANK, NATIONAL ASSOCIATION — 2008
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 40,168,000 | 39,418,000 | 37,787,000 | 39,725,000 |
| Total loans | 29,470,000 | 28,231,000 | 28,704,000 | 30,555,000 |
| Allowance for loan losses | 693,000 | 642,000 | 588,000 | 554,000 |
| Securities available for sale | 6,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 293,000 | 290,000 | 290,000 | 4,410,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,491,000 | 32,645,000 | 30,801,000 | 32,516,000 |
| Interest-bearing deposits | 27,609,000 | 27,152,000 | 25,354,000 | 25,516,000 |
| Noninterest-bearing deposits | 5,882,000 | 5,493,000 | 5,447,000 | 7,000,000 |
| Equity capital | 5,672,000 | 5,703,000 | 5,668,000 | 5,764,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 731,000 | 1,401,000 | 2,065,000 | 2,561,000 |
| Interest expense | 170,000 | 306,000 | 424,000 | 538,000 |
| Net interest income | 561,000 | 1,095,000 | 1,641,000 | 2,023,000 |
| Noninterest income | 201,000 | 386,000 | 548,000 | 840,000 |
| Noninterest expense | 621,000 | 1,245,000 | 1,932,000 | 2,282,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 305,000 |
| Pretax income | 96,000 | 146,000 | 122,000 | 276,000 |
| Income tax | 38,000 | 57,000 | 68,000 | 125,000 |
| Net income | 58,000 | 89,000 | 54,000 | 151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,672,000 | 5,703,000 | 5,668,000 | 5,764,000 |
| Total capital | 6,012,000 | 6,038,000 | 6,006,000 | 6,113,000 |
| Risk-weighted assets | 26,882,000 | 26,475,000 | 26,798,000 | 27,692,000 |