Call reports 2007
PARK BANK, NATIONAL ASSOCIATION — 2007
What PARK BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 41,237,000 | 40,596,000 | 38,963,000 | 38,689,000 |
| Total loans | 35,598,000 | 35,227,000 | 33,363,000 | 31,690,000 |
| Allowance for loan losses | 689,000 | 682,000 | 661,000 | 641,000 |
| Securities available for sale | 8,000 | 6,000 | 6,000 | 6,000 |
| Securities held to maturity | 1,399,000 | 1,396,000 | 1,394,000 | 392,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 33,432,000 | 32,859,000 | 32,202,000 | 32,193,000 |
| Interest-bearing deposits | 27,225,000 | 26,955,000 | 26,179,000 | 26,236,000 |
| Noninterest-bearing deposits | 6,207,000 | 5,904,000 | 6,023,000 | 5,957,000 |
| Equity capital | 5,332,000 | 5,515,000 | 5,554,000 | 5,614,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 776,000 | 1,576,000 | 2,352,000 | 2,934,000 |
| Interest expense | 212,000 | 415,000 | 637,000 | 842,000 |
| Net interest income | 564,000 | 1,161,000 | 1,715,000 | 2,092,000 |
| Noninterest income | 97,000 | 387,000 | 546,000 | 805,000 |
| Noninterest expense | 540,000 | 1,103,000 | 1,683,000 | 1,996,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 300,000 |
| Pretax income | 76,000 | 355,000 | 443,000 | 601,000 |
| Income tax | 41,000 | 137,000 | 186,000 | 249,000 |
| Net income | 35,000 | 218,000 | 257,000 | 352,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,332,000 | 5,515,000 | 5,554,000 | 5,614,000 |
| Total capital | 5,697,000 | 5,894,000 | 5,915,000 | 5,966,000 |
| Risk-weighted assets | 28,873,000 | 30,019,000 | 28,562,000 | 27,844,000 |